North Carolinians who need home health care use a variety of means to pay for it, whether it’s out of pocket through savings, or through various forms of insurance like private health plans, Medicaid, or Medicare. Today, let’s talk about how people qualify for home health coverage under Medicare.
What Is Medicare?
Established in 1965 as part of amendments to the Social Security Act, Medicare is the federal government program that provides health care coverage (health insurance) if you are 65 or older, under 65 and receiving Social Security Disability Insurance (SSDI) for a certain amount of time, or under 65 and with End-Stage Renal Disease (ESRD). Known by its “parts,” Medicare provides for inpatient and hospital coverage through Part A, while Part B pays for outpatient and medical coverage. Part D is the more recently enacted prescription drug benefit program.
Many people confuse Medicare and Medicaid. The easiest way to remember the difference is by knowing who benefits from each program. Medicare is basically engineered to provide health care coverage for older Americans, while Medicaid targets its help to lower-income and poor Americans.
Medicare Coverage of Home Health Services
At HealthKeeperz, we offer a wide range of health services delivered in your home. Services covered by Medicare include intermittent skilled nursing care, therapy, and care provided by a home health aide. Depending on the circumstances, home health care may be covered by Part A or Part B.
Here’s a quick guide for qualifying for home health care under Medicare. Patients must meet the following requirements: